Breaking Free from Learned Fears & Societal illusions

By #TedFunding – Avision4Change – QPIE Framework

Unveiling the Illusions of Fear: A Deep Dive into the Psychological Compounds of Fear in American Society

Fear is one of the most powerful emotions humans experience, deeply embedded in our survival instincts. In contemporary American society, fear has been amplified, commodified, and manipulated to control behavior, limit potential, and stifle progress. It manifests not only as an immediate emotional reaction but as a complex web of illusions that distort reality and reinforce cycles of disempowerment.

Here, we dissect the psychological illusions rooted in fear, examine their compounding effects, and explore strategies to break free from them. By understanding these illusions, we can reclaim clarity, agency, and a path toward authentic empowerment.

1. The Illusion of Security Through Control

Fear Root: Fear of uncertainty.
Many Americans are conditioned to believe that control equals safety. This belief fuels obsession with planning, routine, and predictability as means to mitigate risk.

Psychological Compounding:

  • Perfectionism: The illusion that flawless execution can prevent failure.
  • Over-analysis: Paralysis by trying to predict every possible outcome.

Cultural Indicators:

  • Increased reliance on surveillance (e.g., smart home security).
  • Fear-driven policies prioritizing perceived safety over freedom (e.g., invasive airport screenings).

Breaking the Illusion:

  • Strategy: Adopt mindfulness practices to cultivate comfort with uncertainty.
  • Tool: Engage in spontaneity exercises, like saying “yes” to an unexpected activity.
  • Resource: Watch Brené Brown’s TED Talk: The Power of Vulnerability.

2. The Illusion of Scarcity

Fear Root: Fear of not having enough (money, resources, opportunities).
Scarcity thinking, fueled by consumer culture, convinces people to hoard resources and compete rather than collaborate.

Psychological Compounding:

  • Greed and overconsumption.
  • Constant comparison fueled by social media.

Cultural Indicators:

  • The “rat race” mentality of relentless work to “stay ahead.”
  • Marketing tactics leveraging fear of missing out (FOMO).

Breaking the Illusion:

  • Strategy: Shift to abundance thinking by practicing gratitude and community sharing.
  • Tool: Create a “gratitude inventory” of daily blessings.
  • Resource: Read “The Soul of Money” by Lynne Twist (https://www.soulofmoney.org).

3. The Illusion of Individualism

Fear Root: Fear of dependence or vulnerability.
American culture often glorifies rugged individualism, creating a false dichotomy between independence and dependence.

Psychological Compounding:

  • Isolation and loneliness.
  • Resistance to seeking help or collaborating.

Cultural Indicators:

  • Decline in community involvement (e.g., church attendance, civic engagement).
  • Stigma around therapy or mental health support.

Breaking the Illusion:

  • Strategy: Normalize asking for help and emphasize interdependence.
  • Tool: Join local support groups or volunteer to build community bonds.
  • Resource: Explore the concept of “Ubuntu” in African philosophy, which emphasizes collective humanity.

4. The Illusion of Powerlessness

Fear Root: Fear of insignificance.
Propaganda, systemic oppression, and societal hierarchies create a sense that individual actions don’t matter.

Psychological Compounding:

  • Apathy toward social and political issues.
  • Feeling stuck in toxic environments or relationships.

Cultural Indicators:

  • Low voter turnout.
  • Acceptance of inequality as inevitable.

Breaking the Illusion:

  • Strategy: Focus on small, consistent actions that ripple outward.
  • Tool: Create a “ripple map” of how your actions impact others.
  • Resource: Watch Greta Thunberg’s speeches for inspiration on individual impact.

5. The Illusion of Fear as Protection

Fear Root: Fear of vulnerability.
The human brain often mistakes fear for a shield, interpreting it as a signal to avoid situations rather than confront them.

Psychological Compounding:

  • Avoidance of growth opportunities.
  • Misinterpretation of fear-based biases as rational caution.

Cultural Indicators:

  • Stagnation in personal and professional development.
  • Racial or cultural prejudices rationalized as “just being cautious.”

Breaking the Illusion:

  • Strategy: Reframe fear as a signal for areas of growth rather than avoidance.
  • Tool: Journal about fears, identifying what they may be teaching you.
  • Resource: Read Susan Jeffers’ book, “Feel the Fear and Do It Anyway” (http://www.susanjeffers.com).

6. The Illusion of “Us vs. Them”

Fear Root: Fear of the unknown or “other.”
Tribalism feeds the illusion that safety lies in sticking to one’s group and opposing outsiders.

Psychological Compounding:

  • Perpetuation of stereotypes.
  • Difficulty empathizing with diverse perspectives.

Cultural Indicators:

  • Polarized political discourse.
  • Xenophobic rhetoric in media and policy.

Breaking the Illusion:

  • Strategy: Practice radical empathy by engaging with diverse communities.
  • Tool: Attend cultural festivals or events outside your comfort zone.
  • Resource: Watch Chimamanda Ngozi Adichie’s TED Talk: The Danger of a Single Story.

7. The Illusion of Permanence

Fear Root: Fear of change.
Society conditions people to cling to stability and resist change, perpetuating the idea that permanence equals safety.

Psychological Compounding:

  • Resistance to innovation.
  • Inability to let go of toxic relationships or outdated beliefs.

Cultural Indicators:

  • Nostalgia-driven media consumption.
  • Fear-mongering around societal change (e.g., automation, immigration).

Breaking the Illusion:

  • Strategy: Embrace change as a constant and seek its opportunities.
  • Tool: Conduct “letting go” rituals, such as releasing symbolic items tied to outdated beliefs.
  • Resource: Explore the concept of impermanence in Buddhist philosophy through books like “The Art of Happiness” by Dalai Lama.

8. The Illusion of Certainty

Fear Root: Fear of the unknown.
The pursuit of certainty fosters rigidity, making it difficult for individuals to adapt or innovate.

Psychological Compounding:

  • Over-reliance on rules and dogmas.
  • Paralysis when faced with ambiguity.

Cultural Indicators:

  • Overemphasis on standardized testing in education.
  • Popularity of rigid ideological belief systems.

Breaking the Illusion:

  • Strategy: Cultivate a beginner’s mindset by exploring topics you know little about.
  • Tool: Practice open-ended questioning (“What if…?”) to expand possibilities.
  • Resource: Watch “The Untethered Soul” documentary (http://www.untetheredsoul.com).

9. The Illusion of Happiness Through Consumption

Fear Root: Fear of inadequacy.
Consumer culture convinces people that happiness is attainable through material possessions.

Psychological Compounding:

  • Over-dependence on retail therapy.
  • Chronic dissatisfaction despite meeting material goals.

Cultural Indicators:

  • Fast fashion and planned obsolescence industries.
  • Advertising’s portrayal of “ideal” lifestyles.

Breaking the Illusion:

  • Strategy: Shift focus from material gain to experiential and relational richness.
  • Tool: Commit to a “no-spend” challenge for one month.
  • Resource: Read Marie Kondo’s book “The Life-Changing Magic of Tidying Up” (http://konmari.com).

10. The Illusion of Control Over Death

Fear Root: Fear of mortality.
Modern medicine and technology perpetuate the idea that death can be delayed or avoided indefinitely.

Psychological Compounding:

  • Fear-driven obsession with anti-aging products.
  • Denial of the natural cycle of life.

Cultural Indicators:

  • Growth of the cosmetic surgery industry.
  • Avoidance of conversations about death and dying.

Breaking the Illusion:

  • Strategy: Engage in practices that normalize death, such as writing a living will or attending end-of-life planning workshops.
  • Tool: Explore meditation practices focused on impermanence.
  • Resource: Watch the documentary “Being Mortal” by Atul Gawande (http://www.beingmortal.com).

Conclusion: Transcending Fear’s Illusions

The pervasive illusions rooted in fear are not immutable truths but psychological constructs that can be dismantled. By cultivating awareness, adopting the QPIE framework, and embracing strategies for growth, Americans can transcend these layers of illusion, reclaiming their power to live authentically, courageously, and purposefully.

***BONUS***

Below is a detailed exploration of why these illusions were intentionally constructed, who benefits, and how they perpetuate systemic control and exploitation. Each section delves into the origins, mechanisms, and potential gains for illusion creators for each of the ten listed illusions.

1. The Illusion of Security Through Control

Why Constructed:
This illusion capitalizes on the human need for safety, leveraging fear of uncertainty to drive individuals toward behaviors that reinforce dependency on external structures. Governments, corporations, and institutions create a perception that complete control is achievable, selling solutions that promise security but rarely deliver freedom or peace.

Mechanisms:

  • Surveillance tools, security systems, and insurance policies exploit the fear of harm or loss.
  • Narratives in media and education emphasize the chaos of “losing control” to justify authoritarian policies.

Beneficiaries:

  • Governments: Gain compliance and reduce resistance to intrusive policies.
  • Corporations: Profit from endless consumer spending on security products.
  • Elites: Maintain social stratification by creating a compliant population.

Examples:

  • Post-9/11 policies like the Patriot Act used fear to justify mass surveillance.
  • Marketing campaigns for “smart homes” imply constant monitoring equals peace of mind.

2. The Illusion of Scarcity

Why Constructed:
Scarcity thinking is a cornerstone of capitalist economies. It fosters competition over collaboration, ensuring continuous consumption and perpetuating economic inequality. By embedding this illusion, creators ensure that resources remain unequally distributed.

Mechanisms:

  • Advertising instills fear of missing out (FOMO), driving overconsumption.
  • Economic policies prioritize accumulation over equitable distribution.

Beneficiaries:

  • Corporations: Secure demand by creating artificial shortages.
  • Wealthy Elites: Maintain control by hoarding resources.
  • Governments: Use scarcity as a tool to distract from systemic failures.

Examples:

  • Artificial inflation of housing markets keeps affordable housing scarce.
  • Limited-edition products exploit consumers’ fear of losing out.

3. The Illusion of Individualism

Why Constructed:
The illusion of individualism fragments collective power, making people easier to control. When individuals prioritize personal success over community well-being, they are less likely to challenge oppressive systems.

Mechanisms:

  • Media glorifies self-reliance while stigmatizing communal living.
  • Educational systems emphasize personal achievement over collaborative skills.

Beneficiaries:

  • Corporations: Encourage consumerism by promoting self-image enhancement.
  • Governments: Avoid organized resistance by weakening communal bonds.
  • Wealthy Elites: Prevent class solidarity that could threaten their dominance.

Examples:

  • The “American Dream” narrative perpetuates hyper-individualism.
  • Social stigma around welfare recipients discourages reliance on communal support systems.

4. The Illusion of Powerlessness

Why Constructed:
Convincing people they are powerless ensures compliance and discourages action against systemic injustices. By embedding this illusion, institutions maintain the status quo and suppress dissent.

Mechanisms:

  • Media portrays activism as ineffective or dangerous.
  • Educational systems teach obedience over critical thinking.

Beneficiaries:

  • Governments: Minimize resistance to oppressive policies.
  • Corporations: Avoid accountability for exploitative practices.
  • Wealthy Elites: Preserve their power by stifling grassroots movements.

Examples:

  • Widespread voter suppression tactics reinforce apathy and powerlessness.
  • News outlets disproportionately focus on the failures of protests rather than successes.

5. The Illusion of Fear as Protection

Why Constructed:
Fear is weaponized to justify authoritarian measures and increase dependence on institutions. By framing fear as a protective mechanism, creators keep populations in a heightened state of vigilance.

Mechanisms:

  • Media sensationalizes threats to maintain a cycle of fear.
  • Fear-based policies justify military budgets and policing.

Beneficiaries:

  • Governments: Use fear to justify surveillance and control.
  • Corporations: Profit from fear-based products (e.g., home security).
  • Media Companies: Drive engagement through fear-driven headlines.

Examples:

  • Fear of crime supports the prison-industrial complex.
  • Fear of terrorism justifies increased military spending.

6. The Illusion of “Us vs. Them”

Why Constructed:
Division is a powerful tool for control. By fostering an “Us vs. Them” mentality, illusion creators prevent unity that could challenge their dominance.

Mechanisms:

  • Politicians use divisive rhetoric to distract from systemic issues.
  • Media perpetuates stereotypes to reinforce cultural divides.

Beneficiaries:

  • Governments: Shift focus from systemic failures to external threats.
  • Corporations: Exploit division to sell products tailored to specific identities.
  • Wealthy Elites: Prevent collective action by sowing distrust.

Examples:

  • Xenophobic policies exploit fear of immigrants.
  • Polarized media narratives reinforce political tribalism.

7. The Illusion of Permanence

Why Constructed:
Convincing people that stability is achievable keeps them tethered to outdated systems and routines. This illusion discourages innovation and adaptability, ensuring continued dependence on existing structures.

Mechanisms:

  • Cultural norms emphasize maintaining the status quo.
  • Fear-based marketing targets reluctance to embrace change.

Beneficiaries:

  • Corporations: Avoid disruption by maintaining consumer habits.
  • Governments: Preserve existing power dynamics.
  • Wealthy Elites: Delay progressive reforms that could threaten their status.

Examples:

  • Resistance to renewable energy innovation benefits fossil fuel companies.
  • Outdated labor laws perpetuate exploitation.

8. The Illusion of Certainty

Why Constructed:
The illusion of certainty fosters rigidity, discouraging critical thinking and experimentation. Institutions capitalize on this by presenting themselves as the sole source of truth.

Mechanisms:

  • Educational systems emphasize rote learning over inquiry.
  • Media promotes black-and-white narratives to avoid ambiguity.

Beneficiaries:

  • Corporations: Exploit rigid thinking to maintain brand loyalty.
  • Governments: Use certainty to justify authoritarian policies.
  • Wealthy Elites: Prevent questioning of systemic inequalities.

Examples:

  • Binary political systems limit nuanced discourse.
  • Religious institutions discourage questioning established doctrines.

9. The Illusion of Happiness Through Consumption

Why Constructed:
Consumer culture thrives on the illusion that material goods bring happiness. This illusion drives perpetual spending, ensuring corporate profits and economic growth.

Mechanisms:

  • Advertising equates products with self-worth and status.
  • Social media reinforces comparison culture.

Beneficiaries:

  • Corporations: Drive revenue through constant consumer demand.
  • Governments: Benefit from economic growth tied to consumer spending.
  • Wealthy Elites: Profit from labor exploitation required to meet consumption demands.

Examples:

  • The fast fashion industry thrives on disposable culture.
  • The tech industry promotes constant upgrades as a necessity.

10. The Illusion of Control Over Death

Why Constructed:
This illusion exploits humanity’s fear of mortality, promoting industries that promise to delay or obscure the inevitability of death.

Mechanisms:

  • Cosmetic and anti-aging industries perpetuate unrealistic ideals.
  • Healthcare systems prioritize treatment over prevention.

Beneficiaries:

  • Corporations: Profit from anti-aging products and medical treatments.
  • Governments: Avoid discussions about systemic health inequities.
  • Wealthy Elites: Maintain control by selling unattainable ideals of immortality.

Examples:

  • Billion-dollar anti-aging markets profit from fear of aging.
  • Over-medicalization delays meaningful conversations about death.

By unraveling these illusions, individuals can identify the mechanisms of control and exploitation and work toward liberation, reclaiming autonomy and clarity in the face of systemic manipulation.

Illusion 1: Fear of Rejection

Illusion 2: Fear of Failure

Illusion 3: Fear of Change

Illusion 4: Fear of the Unknown

Illusion 5: Fear of Success

Illusion 6: Fear of Judgment

Illusion 7: Fear of Loss

Illusion 8: Fear of Isolation

Illusion 9: Fear of Being Unworthy

Illusion 10: Fear of Vulnerability

Contact Avision4change@gmail.com or #TedFunding Call/text your mission and vision Ted at 347-974-7133

Where Science meets Spirituality for Manifesting Reality

The Unified Force of Love: A Narrative on the Synergy of Quantum Science, Spirituality, and Purposeful Manifestation

In the quest for personal transformation, the concepts of quantum science and spirituality may seem distinct, each seemingly rooted in its own domain—science grounded in observable phenomena and spirituality tied to higher, often invisible, forces. However, these two realms are not separate but deeply intertwined in a harmonious dance of duality and non-duality. The unification of quantum mechanics, metaphysics, consciousness, and spirituality reveals a profound truth: love—a powerful and transformative energy—lies at the heart of reality, acting as both the cause and the effect in the manifestation of one’s desired life.

This report explores how quantum science and spirituality converge, highlighting how the interplay of internal mental states and external spiritual practices can create a unified, cohesive force capable of shifting reality. By integrating both scientific principles and spiritual teachings, we unlock the dual nature of existence, where inner focus changes the cause, and external actions align with the effects of those inner shifts.

Quantum Science: Understanding the Cause of Reality

At the core of quantum mechanics is the principle that reality is not a fixed, rigid entity but a fluid and interconnected system. The famous concept of wave-particle duality shows that particles can exist as both waves and particles, depending on how they are observed. This phenomenon hints at a deeper truth: consciousness itself plays a crucial role in shaping reality. Quantum mechanics reveals that reality is not a passive backdrop to our lives but something that is actively shaped by our attention, intention, and awareness.

The observer effect is one of the key principles in quantum mechanics that illustrates this interaction between consciousness and reality. When we observe or focus on something, we are collapsing the quantum wave, selecting one potential outcome over many. This idea reinforces the understanding that we are not victims of external forces but active participants in the co-creation of our reality. We are constantly manifesting the future through our consciousness and the energy we emit.

Love, as a high-frequency energy, has a profound impact on the quantum field. By focusing on love—whether it be love for ourselves, others, or the universe—we align ourselves with the highest vibrational frequencies in the quantum field. This alignment creates favorable outcomes and collapses possibilities into a harmonious reality, full of potential and opportunity. Just as quantum entanglement shows that particles are not isolated but are interconnected across vast distances, so too are we connected with all things, and our love can influence the greater field of existence.

Spirituality: The Effects of Love in Our External World

While quantum science teaches us that the internal state of consciousness influences the external world, spirituality provides the moral and ethical guidance for how to manifest that potential. Across various religious and spiritual traditions, the idea of love as a central force for transformation is universal. From the teachings of Jesus Christ to the spiritual practices in Eastern traditions, love is consistently highlighted as the transformative power that shapes our experiences.

In the Christian tradition, for example, the Bible repeatedly emphasizes the importance of love, not only as an emotional experience but as an actionable force that creates change. 1 Corinthians 13:13 reminds us that faith, hope, and love are foundational, with love being the greatest of them all. Matthew 22:37-39 calls us to love both God and our neighbors, showing that love is both inward (toward God) and outward (toward others), a dynamic duality that affects the entire cosmos.

This spiritual aspect of love aligns with the concepts in quantum mechanics. Just as superposition reveals that many potential outcomes exist simultaneously, love in the spiritual sense has the power to manifest multiple possibilities. Faith in love, in this case, can collapse the quantum wave of potential into a reality aligned with higher purposes, such as healing, unity, and peace.

Spirituality also encourages us to align our external actions with our internal love. Charity, compassion, and selflessness are not just moral imperatives in most religions but ways to manifest the spiritual essence of love. These actions create external effects that align with the internal intention of love, amplifying its power to reshape reality. As we align our inner world with these outer actions, we create a ripple effect that transforms not just our lives but the world around us.

The Non-Dualistic Nature of Love

The most profound realization from both quantum science and spirituality is the non-duality of existence. While science and religion may appear to be dualistic in their approaches—science focusing on cause and effect through mental focus, and spirituality emphasizing external actions—the true nature of reality is non-dual. Love transcends this duality.

In quantum mechanics, non-locality and entanglement show that particles can be connected across vast distances, demonstrating that everything is interdependent. This mirrors the spiritual truth that love connects all beings, regardless of space and time. When we act from a place of love, we are not just shifting our individual reality but also interacting with the greater cosmic web of existence. Love, as a force of coherence, creates harmony between the inner and outer worlds, between the mental focus and the external manifestations.

Spiritual traditions, too, highlight this interconnectedness. The idea that we are all one—whether in the Christian understanding of the body of Christ or in Eastern philosophies such as oneness and interbeing—aligns perfectly with quantum science’s recognition that everything is interconnected. Love, in both science and spirituality, bridges the gap between the individual and the collective, making it the most powerful force in the universe.

The Role of Purposeful Manifestation

Manifestation—the process of bringing desires into reality—requires both internal mental focus and external spiritual action. Quantum mechanics teaches that our thoughts and intentions collapse the quantum wave, selecting the most favorable timeline. However, this mental intention must be coupled with purposeful action to bring it into the material world.

This is where the synergy of quantum science and spirituality becomes clear: While quantum physics explains the mechanics of reality’s malleability, spirituality teaches us how to direct that potential toward a higher purpose. Love, as the guiding force, directs our thoughts and actions toward the highest good. This love-centered approach ensures that our manifestations are not merely self-serving but align with a greater cosmic purpose.

In both science and spirituality, the idea is that purposeful manifestation is not about personal control over outcomes, but about alignment with a higher purpose, whether that be divine will, the greater good, or universal love. This mindset shift from ego-driven manifestation to soul-driven creation brings the two domains into harmony, where cause (inner focus) and effect (external actions) are unified in the manifestation of a desired reality.

Conclusion: The Love-Infused Path of Transformation

The integration of quantum mechanics and spirituality reveals a profound truth: love is the central, unifying force that drives the manifestation of our desired reality. Quantum science offers us the tools to understand the cause of reality—how our consciousness shapes the world through intention and energy. Spirituality provides the framework for the effects—how love, faith, and purposeful action align our internal states with external outcomes.

In the non-duality of existence, love operates as both the cause and the effect, guiding us through the shifting landscapes of both internal mental focus and external spiritual practice. Whether we are shifting our internal quantum state through thought or manifesting love through action, the results are the same: the universe responds to the energy of love, and we become powerful co-creators of our reality.

By recognizing and embracing the synergy between quantum science and spirituality, we can break free from limiting misconceptions, overcome societal barriers, and create a reality where love is the foundational force. This unified approach offers a roadmap for living a life of purposeful manifestation, where both our inner state of consciousness and our external actions create the life we desire, filled with harmony, abundance, and the transformative power of love.

Challenging Our Core Beliefs & Illusions

Methods to Challenge Core Beliefs with Related Resources

Below is a revised list of ways to challenge core beliefs and invalid assumptions, with links to relevant articles, videos, and TED Talks for deeper exploration:

1. Downward Arrow Technique
Description: This cognitive-behavioral exercise identifies a negative automatic thought and uncovers underlying core beliefs by repeatedly asking, “What does this mean to me?” or “Why is that so bad?”

2. Cognitive Restructuring
Description: This method challenges distorted thoughts and replaces them with balanced alternatives.

3. Mindfulness and Self-Reflection
Description: Mindfulness encourages openness and curiosity about one’s thoughts and emotions, aiding in belief recognition and modification.

4. Challenging Assumptions
Description: Actively questioning and testing the validity of one’s assumptions leads to more accurate perceptions and healthier beliefs.

5. Behavioral Experiments
Description: Testing the accuracy of one’s beliefs through empirical activities provides real-world validation.

6. Thought Records
Description: Keeping a structured diary to document situations, emotional responses, and related thoughts can help challenge beliefs.

7. Socratic Questioning
Description: Asking a series of guided questions evaluates the validity of a belief or thought.

These resources combine actionable techniques with insights from experts, enabling immediate engagement to challenge and reshape core beliefs effectively.

Exploring Subconscious Illusions and Techniques for Dismantling Them

Belief systems, attitudes, perspectives, and even our resonant energetic frequency often emerge from illusions formed during developmental stages. These illusions are shaped by cultural programming, social norms, media influences, and hidden agendas from “greater powers” like corporations, governments, and ideologies. Below is a deeper exploration of these illusions, how they distort genuine self-awareness, and techniques to dismantle them.

1. The Illusion of Absolute Truth

How It Forms:

  • Comes from upbringing, dogmatic education systems, or religious teachings that instill rigid “right vs. wrong” thinking.
    Impact:
  • Creates binary perspectives, reducing emotional intelligence (EQ) by blocking empathy and nuance.
    How SM/Greater Powers Exploit It:
  • By framing issues as polarizing debates (e.g., politics, identity). Algorithms prioritize divisive content for profit.
    How to Dismantle It:
  • Practice dialectical thinking by holding multiple perspectives as valid.
  • Tool: Engage in Socratic questioning to unravel “why” you hold certain truths.
  • Resource: TED Talk: “The Danger of a Single Story” by Chimamanda Ngozi Adichie

2. The Illusion of Control

How It Forms:

  • Society rewards productivity and control over emotions, often creating unrealistic expectations of certainty and stability.
    Impact:
  • Leads to anxiety, perfectionism, and resistance to change.
    How SM/Greater Powers Exploit It:
  • Selling self-help products, fitness trends, or financial schemes as paths to control your life.
    How to Dismantle It:
  • Adopt the mindset of “radical acceptance” and embrace uncertainty as part of life.
  • Tool: Use mindfulness meditation to observe your attachment to control.
  • Resource: Article: “Letting Go of Control” by Psychology Today

3. The Illusion of Scarcity

How It Forms:

  • Early-life experiences of lack or messages like “there’s not enough to go around.”
    Impact:
  • Creates competition, hoarding behaviors, and lack of gratitude.
    How SM/Greater Powers Exploit It:
  • Consumerism thrives on FOMO (fear of missing out) and limited-time offers.
    How to Dismantle It:
  • Practice gratitude journaling to recognize abundance.
  • Reframe “I don’t have” into “What do I truly need?”
  • Tool: Nonviolent Communication (NVC) techniques to identify unmet needs.
  • Resource: TED Talk: “The Abundance Mentality” by Peter Diamandis

4. The Illusion of Individualism

How It Forms:

  • Messages like “pull yourself up by your bootstraps” and “you’re entirely responsible for your success.”
    Impact:
  • Disconnects individuals from collective responsibility and shared humanity.
    How SM/Greater Powers Exploit It:
  • Promoting hyper-consumerism and self-branding on social media platforms.
    How to Dismantle It:
  • Develop interdependence by joining community projects or volunteering.
  • Recognize systemic influences on personal outcomes.
  • Tool: Group reflective practices such as Ubuntu Circles.
  • Resource: Video: “The Myth of Individualism” on YouTube

5. The Illusion of Permanence

How It Forms:

  • Tied to a desire for security and societal focus on legacy-building (e.g., careers, family, achievements).
    Impact:
  • Resistance to change and fear of loss.
    How SM/Greater Powers Exploit It:
  • Selling “forever” solutions: long-term investments, anti-aging products, etc.
    How to Dismantle It:
  • Study impermanence through spiritual traditions (e.g., Buddhism).
  • Practice detachment by letting go of one item or habit per week.
  • Tool: Shadow work journals to explore fears of impermanence.
  • Resource: Article: “The Psychology of Impermanence”

6. The Illusion of Validation

How It Forms:

  • External reinforcement from parents, peers, or social media likes during formative years.
    Impact:
  • Creates dependency on external approval and low self-worth.
    How SM/Greater Powers Exploit It:
  • Influencers and social media platforms profit from validation cycles.
    How to Dismantle It:
  • Practice self-validation by identifying intrinsic values.
  • Unplug from social media periodically.
  • Tool: Affirmation cards with intrinsic qualities like kindness or courage.
  • Resource: TED Talk: “How to Build Your Confidence” by Dr. Ivan Joseph

7. The Illusion of Simplicity

How It Forms:

  • Desire to categorize complex realities into simple narratives.
    Impact:
  • Limits critical thinking and emotional depth.
    How SM/Greater Powers Exploit It:
  • By promoting reductionist solutions (e.g., “This diet will fix all your problems”).
    How to Dismantle It:
  • Seek nuance in discussions; ask “What’s missing from this picture?”
  • Study paradoxical frameworks like yin/yang.
  • Tool: Use a complexity map to explore multiple layers of an issue.
  • Resource: Video: “Why We Need Complex Thinking”

Final Thought:

By intentionally addressing and dismantling these illusions, we gain access to higher states of emotional intelligence and self-awareness and greater mastery over manifesting intentionally in our 3d realities. This not only improves our ability to navigate life but also raises our energetic resonance, aligning us with authenticity and a sense of interconnectedness. Developing EQ through these techniques can empower us to see beyond distorted systems and reclaim genuine self-reflection

Contact Ted Funding for more Ways to Implement this as a “Fundable Social Impact Program that enhances your existing programs. #TedFunding or Vision2funding@gmail.com

Building a Quantum Social Impacting yet Profitable Trust

30-Day Quantum-Aligned Wealth Creation Guide: Building a Social Impact Family Living Will Trust

Introduction: Aligning Wealth with Vision and Energy

Wealth is more than financial gain—it’s about aligning with purpose, creating a legacy, and fostering transformation within your family and community. By establishing a Revocable Social Impact Family Trust, you can safeguard assets, generate reciprocal income streams, and drive social impact, all while tapping into higher vibrational energies that align with your vision.

This guide draws on frameworks like Maslow’s Hierarchy of Needs, the Hertz Frequency Scale, numerology, and quantum resonance theories to create a trust that is not only financially empowering but also spiritually and socially transformative. Working alongside a consultant (like #TedFunding), you will develop a trust that resonates with your intentions and leverages collective consciousness for exponential impact.

Phased Approach: The “Avision4Change,” “Vision2Funding,” and “Charity2ROI” Framework

This guide follows the structured framework of Avision4Change, Vision2Funding, and Charity2ROI to ensure a holistic approach to trust creation:

  1. Avision4Change (Week 1): Discovering your vision of success and aligning it with your energy and purpose. Understand How and why its different from dramatically expands upon your previous vision.
  2. Vision2Funding (Week 2): Identifying aligned partners from a triple bottom line perspective (People Planet and Profit) and securing funding opportunities for social impact initiatives within 3 categories, perspectives or lens: Mental, Physical and Emotional. How do each potential investor, funder, partner or entity align with your new or enhanced Mission and Vision for generating positive Change in your own specific way?
  3. Charity2ROI (Week 3): Developing sustainable revenue streams and creating a financial legacy. This is where will employ and implement advanced systems in multi layer often obscure or esoteric financial strategies. Such as blending infinite banking strategies, with Community land trusts, with Affordable Housing developments and SRI-REITs,

Each phase integrates quantum resonance principles and actionable strategies, ensuring alignment between your personal goals and the trust’s objectives.

Week 1: Avision4Change – Uncovering Your Vision

The first week is dedicated to uncovering your true vision of success and aligning it with your energy signature and the vibrational frequency of your vision of Success.

Step 1: Define Success Using Maslow’s Hierarchy of Needs

  • Explanation: Maslow’s hierarchy helps identify where you and your family/community are in the process of fulfilling fundamental needs and moving toward self-actualization.
  • Actionable Tasks:
    1. Identify Core Needs:
      • Where are you currently focused (e.g., financial security, emotional well-being, self-expression)?
      • Which community needs align with your vision?
    2. Watch “Understanding Maslow’s Hierarchy of Needs” (YouTube URL: https://www.youtube.com/watch?v=O9zEkqpxL34, 9 minutes).

Step 2: Use the Hertz Frequency Scale to Raise Vibrations

  • Explanation: The Hertz scale shows that higher vibrational frequencies (e.g., love, purpose, gratitude) attract more abundance. Align your vision with these higher states.
  • Actionable Tasks:
    1. Frequency Alignment Exercise:
      • Spend 10 minutes each morning visualizing your trust’s purpose while listening to high-vibration soundscapes (e.g., 528 Hz, “the love frequency”).
      • Recommended Track: “528Hz – Raise Your Vibration” (YouTube URL: https://www.youtube.com/watch?v=Ut6UO1oKLGo, 6 minutes).
    2. Reflect on how your vision feels when imagined at higher frequencies.

Step 3: Numerology and Life Path Numbers for Alignment

  • Explanation: Numerology helps uncover innate strengths, patterns, and alignments within your family and trustee team.
  • Actionable Tasks:
    1. Calculate your Life Path Number (add the digits of your birth date until you reach a single digit).
    2. Use “Life Path Numbers and Wealth Alignment” (YouTube URL: https://www.youtube.com/watch?v=nk5O7H6SqaE, 8 minutes) to explore how your number aligns with your trust’s goals.
    3. Identify complementary strengths among trustees to create a harmonious collective intention.

Week 2: Vision2Funding – Unlocking Resources

Once your vision is aligned, the next step is securing funding for your Revocable Social Impact Family Trust. This week focuses on grant acquisition, partnership building, and identifying revenue-generating activities.

Step 4: Identify Funding Opportunities

  • Explanation: Grants, social impact investors, and government programs can provide seed funding for your trust’s initiatives.
  • Actionable Tasks:
    1. Research grants aligned with your goals:
    2. Use GrantWatch (URL: https://www.grantwatch.com) to find local opportunities.

Step 5: Develop Partnerships for Reciprocal Funding

  • Explanation: Partnerships with local businesses, non-profits, and community leaders can create reciprocal benefits and expand the trust’s impact.
  • Actionable Tasks:
    1. Create a Reciprocal Partnership Proposal outlining mutual benefits (e.g., funding for education in exchange for workforce training partnerships).
    2. Watch “Building Strategic Partnerships for Social Impact” (YouTube URL: https://www.youtube.com/watch?v=ZVQuCrkjkB4, 7 minutes).

Week 3: Charity2ROI – Sustaining Financial Legacy

The final week focuses on creating sustainable revenue streams and ensuring the long-term success of your trust.

Step 6: Monetize Social Impact Initiatives

  • Explanation: Revenue-generating activities can fund your trust while creating value for the community.
  • Actionable Tasks:
    1. Identify income-generating programs, such as:
      • Affordable housing initiatives funded by rent or subsidies.
      • Health and wellness services (e.g., community fitness classes).
      • Small business microloans with a low-interest repayment model.
    2. Download the Social Impact Revenue Toolkit (URL: https://www.socialimpactrevenue.com).

Step 7: Create a Financial Sustainability Roadmap

  • Explanation: A roadmap ensures that the trust remains viable for generations.
  • Actionable Tasks:
    1. Develop a 3-Year Sustainability Plan with milestones for income growth and asset preservation.
    2. Train trustees using the “Grant & Funding Source Bible” provided by your consultant.
    3. Watch “How to Build Wealth for Generations” (YouTube URL: https://www.youtube.com/watch?v=gMJqG9JD-UU, 9 minutes).

Why This Model Works: A Unified Quantum and Social Framework

This approach is powerful because it aligns science, spirituality, and action. By combining:

  • Quantum Resonance Principles: Aligning energy and focus with abundance.
  • Social Impact Goals: Creating value for the collective.
  • Vibrational Harmony: Raising emotional and mental states to match higher frequencies.

The result is a trust that not only protects wealth but amplifies it through aligned intentions and sustainable strategies.

Conclusion: Manifest Wealth and Legacy with Vision

By following this guide, you are creating more than a trust—you’re building a quantum-aligned system of abundance. Your trust becomes a dynamic tool for social impact, personal fulfillment, and financial legacy. With the guidance of a multifunctional consultant like #TedFunding, you can realize your goals with clarity and precision.

Ready to start? Let’s manifest your TRUE Vision for Change into Your Profitable Reality

Contact Ted at 347-974-7133 or Vision2Funding@gmail.com

–

How to Buy a 4 unit multifamily with a Special No Income DSCR Loan

Debt-Service Coverage Ratio (DSCR) loan is a type of commercial real estate loan used to determine the borrower’s ability to cover the mortgage payments from the property’s cash flow. It primarily focuses on the property’s income-generating potential rather than the borrower’s personal income.

Here’s a breakdown of what a DSCR loan entails and how to locate eligible properties for investment:

Understanding DSCR Loan:

DSCR Calculation: The DSCR is calculated by dividing the property’s Net Operating Income (NOI) by the annual debt service (mortgage payment).
Acceptable DSCR Ratio: Lenders typically look for a DSCR of 1.25 or higher. This means that the property’s cash flow should exceed the mortgage payment by at least 25%.
Income Considered: Lenders may consider the property’s rental income, potential vacancy rates, operating expenses, and other relevant factors to determine the NOI.


Steps to Locate Eligible Properties:


a. Identify Target Market:

Determine your target location based on factors like population growth, job opportunities, economic stability, and rental demand.
Consider factors specific to your investment goals, such as property appreciation potential, rental yields, and market saturation.


b. Research Property Listings:

Utilize online real estate platforms, local MLS listings, and property databases to search for commercial properties that align with your investment criteria.
Narrow down your search based on property type (e.g., multifamily, retail, office) and desired location.


c. Analyze Financials:

Review the property’s financial documents, including income and expense statements, rent rolls, and tax returns, to assess its cash flow potential.
Calculate the property’s NOI and compare it to the estimated mortgage payment to gauge its DSCR.


d. Work with Real Estate Agents:

Engage local commercial real estate agents who specialize in investment properties. They have access to off-market listings and can provide market insights.
Communicate your investment criteria and rely on their expertise to identify potential properties that meet your requirements.


e. Network with Professionals:

Attend industry conferences, real estate networking events, and meetups to connect with professionals involved in commercial real estate.
Build relationships with property managers, lenders, appraisers, and other industry experts who can provide valuable insights and potential property leads.


f. Explore Distressed Property Opportunities:

Monitor foreclosure listings, bank-owned properties, and distressed property databases for potential investment opportunities.
Work with real estate attorneys or foreclosure specialists who can assist in navigating the complexities of distressed property acquisitions.


g. Conduct Due Diligence:

Perform thorough due diligence on prospective properties, including physical inspections, property valuation, title searches, and environmental assessments.
Analyze market trends, demographic data, and local regulations that may impact the property’s long-term viability.


h. Secure Financing:

Approach lenders who offer DSCR loans and provide the necessary documentation, including property financials, personal financial statements, social enterprising business plans, and implementation strategies.
Present the property’s income potential, along with supporting data, to demonstrate its eligibility for a DSCR loan.


By following these steps, you can locate eligible properties for investment and evaluate their viability for DSCR loans. Remember to consult with professionals such as real estate agents, attorneys, lenders, and property managers to guide you through the process and ensure a successful investment venture.

Vision4Change Building Family Wealth and Sustaining Financial Legacy via The Strategic Social Enterprising Family Trust

In 30 Days or Less, Lets build A Customized Step-by-Step Guide and todo list to Building Your Wealth and Sustaining Financial Legacy. This Guides Builds upon doing this via developing your very own TRUST. Not just any Trust but a highly strategic – Revocable Trust that is both Highly Social Impacting, and Wealth from Health generating Family/Community/Group Trust.

Introduction: In this comprehensive step-by-step consultation and guide, we will walk you through the strategic principles and provisions outlined in the Bylaws and Trust Agreement of a Revocable Social Impact Family Trust. This trust is designed to empower minority and underserved populations especially single parents and African American female heads of households by creating a sustainable financial legacy strategy and providing crucial protections and secret funding options. We’ll explain the significance of each section and how it contributes to your wealth-building journey.

Step 1: Understanding the Mission and Objectives (Bylaws Section 2.1 and Trust Agreement Article II)

  • Mission Statement: The Trust must be designed with a clear mission, as defined in Section 2.1 of the Bylaws and Article II of the Trust Agreement. It focuses on community development, affordable housing, and social impact initiatives. Understanding this mission is essential, as it aligns with your goal of making a positive impact on your community while building wealth.

Step 2: Funding Mechanisms (Bylaws Sections 3.1 and 3.2, Trust Agreement Article III)

  • Sources of Financing: The Trust leverages various funding sources, including Community Development Financial Institutions (CDFIs), Socially Responsible Investment (SRI) funds, and impact investments. This diversification of funding ensures the trust’s ongoing operations, financial stability and overall sustainability.

Step 3: Real Estate Development and Community Land Trust (Bylaws Sections 4.1, 4.2, and 4.3, Trust Agreement Article IV)

  • Property Acquisition: The trust acquires, holds, and manages real estate assets, primarily focusing on community land trust (CLTs and MHAs) principles and affordable housing with wrap around supportive social services. This allows you to make impactful investments in your community while building wealth through social enterprise. real estate holdings.

Step 4: Impact Investment Strategies (Bylaws Section 5.1, Trust Agreement Article V)

  • Investment Philosophy: The Trust actively pursues an impact investment strategy, prioritizing both financial returns and social and environmental impact. This approach aligns with your customized vision of service and success, combined with your earnest commitment to making a positive difference while building wealth.

Step 5: Governance and Decision-Making (Bylaws Sections 6.1, 6.2, and 6.3, Trust Agreement Article VI)

  • Trustee’s Authority: The Trustee is responsible for managing trust assets, social impact investment decisions, and project selection while ensuring trustee protections and fiduciary responsibilities. This structure ensures responsible and informed decision-making.

Step 6: Asset Management and Compliance (Bylaws Sections 7.1 and 7.2, Trust Agreement Article VII)

  • Property Management: The Trustee diligently manages trust-owned, leased or operating real estate, complying with leasing, maintenance, and tenant selection requirements while adhering to relevant laws. This ensures the trust’s assets are well-maintained and profitable.

Step 7: Nonprofit Social Revenue-Generating Events (Bylaws Section 8.1, Trust Agreement Article VIII)

  • Event Planning: Learn how your Trust organizes nonprofit social revenue-generating events, with event revenue allocated according to IRS regulations for tax-exempt organizations. These events help generate additional income while engaging the community on your cause and commitment to .

Step 8: Conflict Resolution and Ethical Standards (Bylaws Section 9.1, Trust Agreement Article IX)

  • Conflict Resolution: Clear conflict of interest policies are in place to maintain ethical standards and transparency. The trust’s commitment to ethical conduct protects your wealth and the trust’s reputation, viability, and it’s integrity.

Step 9: Amendments, Termination, and Succession (Bylaws Sections 10.1 and 10.2, Trust Agreement Article X)

  • Amendment and Termination: Procedures for amending and terminating the trust are outlined in both the Trust Agreement and the Trust Bylaws, taking into account cultural and socioeconomic factors. This ensures flexibility while protecting your assets and legacy.

Step 10: Community Land Trust Provisions (Trust Agreement Article XII)

  • Community Land Trust: The trust may operate as a Community Land Trust (CLT), emphasizing land ownership, affordability, and community control. This approach is then strategically aligned with your core vision and mission to provide affordable housing solutions.

Step 11: Educational Programs and Scholarships (Trust Agreement Article XIII)

  • Education Initiatives: The trust establishes social enterprising educational programs and scholarships, supporting beneficiaries’ financial literacy, entrepreneurship, and career development. These initiatives empower your community while contributing to your legacy.

Step 12: Tax Benefits and Compliance (Trust Agreement Article XIV)

  • Tax-Exempt Status: The trust maintains its tax-exempt status by adhering to all relevant regulations which may not specifically require a 501 c 3. We examine all nonprofit status options. As a Social Enterprise entity, your trust This ensures your wealth remains tax-efficient and compliant.

Step 13: Dissolution and Asset Distribution (Trust Agreement Article XV)

  • Dissolution Process: In case of dissolution, the trust prioritizes beneficiaries and the community’s interests. Asset distribution aligns with cultural, socioeconomic, and community values, ensuring your legacy lives on.

Step 14: Confidentiality and Privacy (Trust Agreement Article XVI)

  • Confidential Information: The trust safeguards confidential information, including beneficiary identities and financial transactions. This protects your wealth and beneficiaries’ privacy.

Step 15: Legal Compliance and Cultural Considerations (Trust Agreement Article XVII)

  • Legal Compliance: The trust consistently complies with relevant laws, adapting to cultural and socioeconomic contexts. This ensures your wealth-building efforts align with your community’s needs.

Step 16: Borrowing and Financial Leverage (Trust Agreement Article XIX)

  • Borrowing Authority: The Trustee can borrow funds under specific circumstances, taking into account risk tolerance, interest rates, and community impacts. This allows for strategic financial management.

Step 17: Succession Planning (Trust Agreement Article XX)

  • Trustee Succession: Provisions for Trustee and advisory board member succession ensure continuity in trust management and community perspectives.

Step 18: Annual Review and Reporting (Trust Agreement Article XXI)

  • Annual Review: The trust conducts an annual review in 3 core Areas of the Triple Bottom line Model (People, Planet and Profit) seeking beneficiary input, to ensure transparency and accountability in trust operations

Family Wealth Building Consultation Contract

This Consultation Contract (“Contract”) is entered into on this [Date] (the “Effective Date”) by and between:

Ted Funding (“Consultant”)
Address: [Consultant’s Address]
Family or Group Head (“Client”)
Address: [Client’s Address]

Background:

Purpose of Consultation: The Client desires to establish a Family Trust with a strong focus on social impact and wealth-building. The Consultant possesses expertise in trust establishment, grants acquisition, and revenue-generating activities, making them a valuable resource in achieving the Client’s objectives.

Scope of Services: The Consultant will provide consulting services to assist the Client in creating a Revocable or Living will Family Trust, identifying directly related funding opportunities, social activities revenue generation, and social impact initiatives. The scope of services will encompass the “Avision4Change,” “Vision2Funding,” and “Charity2Roi – Stabilize Revenue Generation” phases as outlined in the Vision2Funding proposal.

Consultation Details:

Consultation Schedule: The consultation will span over three weeks, commencing on [Start Date]. Each phase will be scheduled in advance, with a total of nine hours of consultation per week.

Consultation Fee: The Client agrees to pay a total fee of $9,000 for the entire 3 week consultation. An initial payment of $3,000 or 1/3 is due at signing to secure the Vision2funding Consultant’s services.

Payment Schedule: The remaining balance of $6,000 will be paid as follows:

$3,000: Due within one week [Due Date 1]
$3,000: Due within two weeks by [Due Date 2]



Avision4Change (Week 1): This phase will focus on empowering the Client’s core vision for social impact and wealth-building. The Consultant will provide guidance on vision exploration, growth mindset development, and emotional intelligence cultivation.

Vision2Funding (Week 2): The second week will delve into the unveiling of lucrative funding opportunities, applications, processes, partnerships, and secret funding strategies. The Consultant will assist in applying for several funding opportunities to exceed $300,000 in support of your Trusts Social Impact goals and objectives.

Charity2roi – Stabilize Revenue Generation (Week 3): In the final week, the Consultant will equip the Client with tools and knowledge to ensure long-term financial sustainability. This phase includes a custom funding roadmap, a Grants & Social Funding Source Bible, and training for the newly formed grant department staff.



Client Responsibilities:

Cooperation: The Client agrees to actively participate in the consultation, including attending scheduled meetings, providing necessary information, and engaging in the vision amplification and financial sustainability process.

Confidentiality: The Client shall keep confidential all information disclosed by the Consultant, including proprietary materials and consultation discussions.

Termination:

Termination by Mutual Agreement: This Contract may be terminated by mutual agreement in writing by both parties.

Termination for Cause: Either party may terminate this Contract in the event of a material breach by the other party. Notice of the breach and an opportunity to cure will be provided.

General Provisions:

Entire Agreement: This Contract constitutes the entire agreement between the parties and supersedes all prior oral or written agreements.

Governing Law: This Contract shall be governed by and construed in accordance with the laws of the state of [State].

IN WITNESS WHEREOF, the parties have executed this Consultation Contract in as of the Effective Date.

Consultant:

Client:
Ted Funding

[Client’s Name]

Date: Date:
[Date] [Date

Billable Services and Estimated Costs

This addendum outlines the billable services provided during each of the three phases of the consultation and provides an estimated itemized total of the individual costs of these services if performed separately.

Phase 1: Avision4Change

  1. Trust Vision Exploration
    • Service: In-depth analysis of the Client’s family goals, investment strategy as it recore vision.
    • Estimated Cost: $1,500
  2. Growth Mindset Development
    • Service: Workshops and training to foster a growth mindset.
    • Estimated Cost: $2,000
  3. Emotional Intelligence Cultivation
    • Service: Emotional intelligence training and coaching.
    • Estimated Cost: $1,800

Total Estimated Cost of Phase 1 Services: $5,300

Phase 2: Vision2Funding

  1. Funding Applications
    • Service: Identification and application for over $300,000 in grant funding.
    • Estimated Cost: $6,000
  2. Funding Options
    • Service: Comprehensive research on diverse funding opportunities.
    • Estimated Cost: $2,500

Total Estimated Cost of Phase 2 Services: $8,500

Phase 3: Stabilize Revenue Generation

  1. Custom Funding Roadmap
    • Service: Creation of a personalized roadmap for financial sustainability.
    • Estimated Cost: $3,500
  2. Grants & Social Funding Source Bible
    • Service: Compilation of a comprehensive guide.
    • Estimated Cost: $1,800
  3. Grant Department Training
    • Service: Training for grant department staff.
    • Estimated Cost: $2,500

Total Estimated Cost of Phase 3 Services: $7,800

Grand Total Estimated Cost of Separate Services: $21,600

By engaging in the Vision2Funding consultation, the Client benefits from a total package cost of only $9,000, resulting in substantial savings of over $12,600 compared to the moderately estimated individual costs.

Please note that these estimated costs are provided for illustrative purposes and may vary based on individual needs and specific circumstances. The Vision2Funding consultation offers a powerful, comprehensive and cost-effective solution to empower your core vision for social impact funding strategies, making it an invaluable investment in your orgs financial future.future

Step 1: Passionate Vision Empowerment (Week 1)

  • Vision Exploration: We’ll dive deep into your vision, clarifying your goals, values, and the social impact you wish to achieve.
  • Growth Mindset Development: We’ll foster a growth mindset, ensuring you’re equipped to tackle challenges and embrace opportunities.
  • Emotional Intelligence Cultivation: We’ll enhance your emotional intelligence, empowering you to navigate complex human interactions with empathy and grace.

Step 2: Family Trust Blueprint (Week 2)

  • Trust Establishment: We’ll guide you through the process of creating a Family Trust, customized to align with your vision and mission.
  • Real Estate Acquisition Strategy: We’ll outline a plan for acquiring and managing real estate assets, emphasizing community land trust principles and affordable housing.
  • Impact Investment Framework: We’ll help you develop an impact investment strategy, ensuring financial returns while driving positive social change.

Step 3: Revenue-Generating Social Activities (Week 3)

  • Event Planning and Execution: We’ll assist you in organizing nonprofit social revenue-generating events, tapping into innovative ways to raise funds while engaging your community.
  • Tax-Efficient Operations: We’ll guide you in maintaining your trust’s tax-exempt status, ensuring financial efficiency.
  • Continuous Social Housing Initiatives: We’ll help you establish and sustain affordable housing initiatives that make a difference.

Our Commitment to Your Success:

Together with Ted Funding, the Founder of Vision2Funding, you’ll embark on a transformative journey that leverages your passionate vision, growth mindset, and emotional intelligence to build lasting wealth and social impact. With a total of 9 hours per week dedicated to your vision, you’ll benefit from a highly discounted rate of $2999 per week for each week Or $9000 for the entire 3-week consultation.

Why Choose Vision2Funding?

  • Expert Guidance: Ted Funding and the Vision2Funding team bring a wealth of experience in social impact, trust establishment, and wealth-building strategies.
  • Custom Solutions: We don’t believe in one-size-fits-all approaches. Your strategy will be tailor-made to suit your unique vision and circumstances.
  • Community Empowerment: Our approach emphasizes community engagement, ensuring your impact resonates with those you aim to serve.

Act Now, Transform Tomorrow:

Don’t miss this opportunity to transform your passionate vision into a legacy of wealth and social impact. Contact Vision2Funding today to schedule your consultation and take the first step toward a brighter future for your family and community.

#CDFI #Tedfunding or #Charity2roi

To immediately initiate consultation with vision2funding and the purchase of this powerful package, Choose one of the payment options below and be sure to leave “Wealth Family Trust Payment 1 of 3 “in the subject/comment line. The payment should represent 1/3 of your agreed upon package amount or the full package amount. Or to Donate to our incredible Social Empowerment work:

Paypal: @TedFunding33 https://www.paypal.me/TedFunding33

Cashapp: $TedFunding33

Contact: Ph: 347-974-7133 or Email: vision2funding@gmail.com

Email: vision2funding@gmail.com

Book 3 “Bridging The Wealth Gap” Social Impact Development Consultations

What’s your #1 priority tomorrow?

Bridging The Wealth Gap by empowering the demographic you are passionately connected to.

Hello Changemakers and Visionaries,

I am #TedFunding, your guide on this transformative journey from conventional business to dynamic social enterprise.

You may know me as Mr. CreativeFunding or Mr. #Charity2ROI. My mission? To harness the power of altruism and channel it into a wealth creation engine who’s byproduct is measurable social impact.

Imagine this – you’re generating substantial wealth while actively contributing to societal betterment. Sound implausible? Allow me to show you how with our Triple Bottom Line approach – People, Planet, Profit (#socialbusiness).

The future belongs to hybrid social enterprises. Our existing business landscape needs an immediate and strategic shift towards the social enterprise model. This transformation is not only possible but easy to implement by identifying and addressing the social requirements of your current clientele.

Moreover, we will create synergy by identifying bespoke opportunities to intertwine your business with organizations that create a societal impact. By collaborating or partnering with established entities that have mastered the art of legally and proficiently monetizing community-based or “charitable activities,” we will ensure your venture thrives.

At Vision2Funding, we offer strategic #fundingguidance, leveraging tried-and-tested funding techniques to aid your organization’s growth. By utilizing our unique approach, you can continue serving your mission while also expanding and magnifying the #greatergood in an #extremelyprofitable manner.

Well-designed social programs have the potential to be lucrative. I am inviting global brands, titans of industry, and notable entities such as Jay-Z’s Tidal, Manoj Bhargava’s Billions in Change, Bill and Melinda Gates Foundation, and members of the GIIN to take part in this transformative shift.

We, at Vision2Funding, cherish the creation of impactful partnerships through a triple bottom line benefit strategy (#PeoplePlanetProfit). As part of our collaboration, we will craft a custom Funding Roadmap for your organization, offering a 6-9 year plan that includes high-value sources and partnerships. This roadmap is designed to self-sustain your business model through the power of #SocialGood.

Are you ready to explore the triple bottom line Social Impact strategy for your organization? Schedule a Funding Assessment with me. The session, which can be conducted online or in NYC, is an insightful 3-hour journey towards realizing your potential.

Duration: 3 Hours (Online/NYC)
Price: $999

Sign up here: https://www.upwork.com/ab/flservices/workwith/visionforchangeconsultinga

For consortium building inquiries, reach me at Vision2Funding@gmail.com. For social impact funding strategies, please write to Avision4change@gmail.com.

Alternatively, you can call me at 347-974-7133 (Please leave a message if I’m unavailable).

Join us on this exciting journey towards a future where Hybrid Social Enterprises and #Consortia #FundingStrategies are the norm. Let’s create Real change, together.

Best,
#TedFunding

How to Buy a 4 family with a Special No Income DSCR Loan

Debt-Service Coverage Ratio (DSCR) loan is a type of commercial real estate loan used to determine the borrower’s ability to cover the mortgage payments from the property’s cash flow. It primarily focuses on the property’s income-generating potential rather than the borrower’s personal income.

Here’s a breakdown of what a DSCR loan entails and how to locate eligible properties for investment:

Understanding DSCR Loan:

DSCR Calculation: The DSCR is calculated by dividing the property’s Net Operating Income (NOI) by the annual debt service (mortgage payment).
Acceptable DSCR Ratio: Lenders typically look for a DSCR of 1.25 or higher. This means that the property’s cash flow should exceed the mortgage payment by at least 25%.
Income Considered: Lenders may consider the property’s rental income, potential vacancy rates, operating expenses, and other relevant factors to determine the NOI.


Steps to Locate Eligible Properties:


a. Identify Target Market:

Determine your target location based on factors like population growth, job opportunities, economic stability, and rental demand.
Consider factors specific to your investment goals, such as property appreciation potential, rental yields, and market saturation.


b. Research Property Listings:

Utilize online real estate platforms, local MLS listings, and property databases to search for commercial properties that align with your investment criteria.
Narrow down your search based on property type (e.g., multifamily, retail, office) and desired location.


c. Analyze Financials:

Review the property’s financial documents, including income and expense statements, rent rolls, and tax returns, to assess its cash flow potential.
Calculate the property’s NOI and compare it to the estimated mortgage payment to gauge its DSCR.


d. Work with Real Estate Agents:

Engage local commercial real estate agents who specialize in investment properties. They have access to off-market listings and can provide market insights.
Communicate your investment criteria and rely on their expertise to identify potential properties that meet your requirements.


e. Network with Professionals:

Attend industry conferences, real estate networking events, and meetups to connect with professionals involved in commercial real estate.
Build relationships with property managers, lenders, appraisers, and other industry experts who can provide valuable insights and potential property leads.


f. Explore Distressed Property Opportunities:

Monitor foreclosure listings, bank-owned properties, and distressed property databases for potential investment opportunities.
Work with real estate attorneys or foreclosure specialists who can assist in navigating the complexities of distressed property acquisitions.


g. Conduct Due Diligence:

Perform thorough due diligence on prospective properties, including physical inspections, property valuation, title searches, and environmental assessments.
Analyze market trends, demographic data, and local regulations that may impact the property’s long-term viability.


h. Secure Financing:

Approach lenders who offer DSCR loans and provide the necessary documentation, including property financials, personal financial statements, and business plans.
Present the property’s income potential, along with supporting data, to demonstrate its eligibility for a DSCR loan.


By following these steps, you can locate eligible properties for investment and evaluate their viability for DSCR loans. Remember to consult with professionals such as real estate agents, attorneys, lenders, and property managers to guide you through the process and ensure a successful investment venture.

10 Ways Churches can increase Donations with Community Empowerment Programs

Here are 10 powerful examples of how any religious groups can develop Lucrative Community Empowerment programs and initiatives that are mutually beneficial and generates revenue to support outreach ministries and social impact simultaneously.

Job Training and Employment Programs:

Developing job training programs that provide valuable skills and employment opportunities to community members in need, while generating revenue through partnerships with local businesses or by offering paid services to the community.

Entrepreneurship and Small Business Incubation:

Creating programs that support aspiring entrepreneurs in the community by providing business development training, mentorship, and access to resources, while generating revenue through business incubation services, such as shared office space, business consulting, or co-working programs.

Community Garden and Farmer’s Market:

Establishing a community garden that provides fresh produce for the community and generates revenue through the sale of excess produce at a local farmer’s market, helping to address food insecurity while creating a sustainable revenue stream.

Educational Programs and Workshops:

Offering educational programs, workshops, and training sessions on various topics such as financial literacy, parenting skills, job readiness, or health and wellness, and charging a nominal fee or accepting donations to support the programs.

Event and Venue Rentals:

Renting out church facilities, such as auditoriums, gymnasiums, or meeting rooms, for community events, conferences, weddings, or other gatherings, generating revenue through venue rentals and associated services such as catering or event planning.

Social Enterprise Ventures: Creating social enterprises, such as thrift stores, cafes, or bookstores, that not only generate revenue but also provide employment opportunities and valuable products or services to the community.

Affordable Housing Initiatives:

Developing affordable housing projects for low-income community members, utilizing grants, loans, or tax credits to finance the projects and generating revenue through rental income or property management services.

Health and Wellness Programs:

Offering health and wellness programs, such as fitness classes, counseling services, or support groups, and charging a fee or accepting donations to support the programs.

Community Service Programs: Providing services to the community, such as after-school programs, elderly care, or disaster relief efforts, and securing funding or contracts from local government or private organizations to support the programs.

Social Impact Investments:

Exploring opportunities for social impact investments, such as impact investing funds or partnerships with socially responsible investors, to fund community empowerment programs and initiatives, while generating a return on investment that can be reinvested into the programs or ministries.

How I can Help your org generate Social Funds in 3-6 months?

Are you ready to start capitalizing and applying for Funds immediately? We have unrealized Grant funding Sources you must see. Need help seeing the vision of how your org can develop community Impact while generating revenue from the social impact activities your business is already working on? Great we have sources and connections you need to see. Or maybe 🤔 you are in the planning and design stage of your social enterprise ideas. Let’s Build a #Charity2Roi Program based on your purest and most genuine vision of success!!!

Vision2Funding

Contact #TedFunding the Social Impact Funding Strategist

Ph: 347-974-7133 Vision2funding@gmail.com

2025 Minority Empowerment Power Funding Sources_ New York

Minority Funding Resources in NY STATE (for more lists like this one, specify your city or state contact Ted #TedFunding Vision2Funding@gmail.com or at 347-974-7133

New York State Economic Development Council – The NYSEDC offers a range of funding and financing options to support economic development in the state. Their programs include grants, loans, and tax credits. For more information, visit their website: https://www.nysedc.org/funding-financing

New York State Energy Research and Development Authority – NYSERDA offers funding opportunities to support the development of clean energy projects in the state. Their programs include grants, loans, and incentives for energy efficiency and renewable energy projects. For more information, visit their website: https://www.nyserda.ny.gov/All-Programs/Programs

New York State Department of Agriculture and Markets – The Department of Agriculture and Markets offers funding and support for agricultural businesses in the state. Their programs include grants, loans, and tax credits for farmers and agribusinesses. For more information, visit their website: https://agriculture.ny.gov/grants

New York State Council on the Arts – NYSCA offers funding and support for artists, arts organizations, and cultural programs in the state. Their programs include grants for individual artists, arts education programs, and cultural institutions. For more information, visit their website: https://arts.ny.gov/grants

Empire State Development Corporation – ESD offers a range of financing options to support economic development in the state. Their programs include loans, grants, and tax incentives for businesses. For more information, visit their website: https://esd.ny.gov/financial-incentives

New York State Department of Labor – The Department of Labor offers funding and support for workforce development programs in the state. Their programs include grants, apprenticeships, and training programs for workers and employers. For more information, visit their website: https://dol.ny.gov/program-areas

New York State Office of Parks, Recreation and Historic Preservation – The Office of Parks, Recreation and Historic Preservation offers funding and support for parks, historic sites, and cultural institutions in the state. Their programs include grants and loans for capital projects, conservation efforts, and tourism initiatives. For more information, visit their website: https://parks.ny.gov/grants

New York State Department of State – The Department of State offers funding and support for community development initiatives in the state. Their programs include grants, loans, and technical assistance for local governments, non-profits, and community organizations. For more information, visit their website: https://www.dos.ny.gov/funding/index.html

Funded Programs offering Similar Services

  1. The Brotherhood/Sister Sol – Rites of Passage Program: provides mentorship, leadership training, and academic support to young black men in New York City. The program offers a year-round curriculum that includes workshops, cultural activities, and community service projects. For more information, visit their website: https://brotherhood-sistersol.org/rites-of-passage/
  2. Harlem Children’s Zone – Career and College Preparation Program: provides mentorship, academic support, and job training to black male youth in Harlem. The program offers workshops, internships, and college tours to prepare students for college and career success. For more information, visit their website: https://hcz.org/what-we-do/education-programs/
  3. Opportunities for a Better Tomorrow – Young Men’s Empowerment Program: provides job training, mentorship, and academic support to young black men in Brooklyn. The program offers workshops on financial literacy, career exploration, and leadership development. For more information, visit their website: https://obtjobs.org/young-mens-empowerment-program/
  4. Urban Youth Alliance International – Youth Entrepreneurship Program: provides mentorship, business training, and micro grants to young black men in New York City who are interested in starting their own businesses. The program offers workshops on business planning, marketing, and financial management. For more information, visit their website: https://www.urbanyouthallianceintl.org/youth-entrepreneurship-program
  5. The Door – Career and Education Services: provides mentorship, job training, and academic support to black male youth in New York City. The program offers workshops on resume writing, interview skills, and financial aid. For more information, visit their website: https://door.org/programs/career-education-services/
  1. My Brother’s Keeper – Opportunities and Pathways: provides mentorship, leadership training, and job opportunities to black male youth in New York City. The program offers workshops on financial literacy, college preparation, and career development. For more information, visit their website: https://www1.nyc.gov/site/mbk/programs/opportunities-and-pathways.page
  2. New York Urban League – Education and Career Services: provides mentorship, academic support, and job training to black male youth in New York City. The program offers workshops on college readiness, workforce development, and entrepreneurship. For more information, visit their website: https://www.nyul.org/programs-services/education-and-career-services
  3. The Black Institute – Youth Leadership and Empowerment Program: provides mentorship, leadership training, and advocacy opportunities to black male youth in New York City. The program offers workshops on community organizing, policy advocacy, and social justice issues. For more information, visit their website: https://www.theblackinstitute.org/youth-leadership-and-empowerment-program
  4. Exodus Transitional Community – Career and Education Services: provides mentorship, job training, and academic support to black male youth who have been involved in the criminal justice system in New York City. The program offers workshops on career exploration, financial management, and life skills. For more information, visit their website: https://www.exodustransitional.org/career-and-education-services
  5. DreamYard Project – Youth Development Program: provides mentorship, arts education, and job training to black male youth in the South Bronx. The program offers workshops on creative writing, performing arts, and media production. For more information, visit their website: https://dreamyard.com/programs/youth-development-program/

Bonus Funding Source: Loans, and technical assistance for service providers and caregivers. For more information, visit their website: https://opwdd.ny.gov/providers-grants-contracts/funding-opportunities



Strategic Reminder: Minority Social Enterprise Partnerships All Grant Seekers should ask inner mindset questions like, How to partner with relevant minority service providers? How can I collaborate, integrate, and or Duplicate effective program initiatives into my existing operations? As a progressive social enterprise entrepreneur you should be starting to see how nearly every situation works in your orgs favor. Since most situations falls into either for profit or nonprofit your enterprise always has funding opportunities to consider. If you need help to enhance and increase your chances for success contact a Social Impact Funding Strategist like me #TedFunding #vision4change #charity2roi


JPMorgan Chase & Co. – Entrepreneurs of Color Fund: provides micro grants and low-interest loans to minority-owned small businesses in New York City, Syracuse, and Rochester. The program also offers mentorship and technical assistance. For more information, visit their website: https://www.jpmorganchase.com/corporate/investor-relations/document/ar2019-10k-exhibit13.pdf

New York City Economic Development Corporation – Career Pathways: provides job training, mentorship, and employment services to New Yorkers looking to start a career or advance in their current job. The program offers training in a variety of industries, including healthcare, construction, and technology. For more information, visit their website: https://edc.nyc/programs/career-pathways

NYC Small Business Services – Small Business Mentoring: provides one-on-one mentorship and coaching to small business owners in New York City. Mentors are experienced entrepreneurs and business professionals who can offer advice and guidance on a range of topics, including marketing, finance, and operations. For more information, visit their website: https://www1.nyc.gov/site/sbs/businesses/services/small-business-mentoring.page

NY Women’s Foundation – IGNITE Entrepreneurial Fellowship: provides mentorship, training, and funding to women of color entrepreneurs in New York City. The program offers a 6-month fellowship that includes workshops, networking opportunities, and access to capital. For more information, visit their website: https://www.nywf.org/ignite-fellowship/

Workforce Development Institute – On-the-Job Training: provides funding and support to employers who hire and train new employees in New York State. The program reimburses up to 50% of the new employee’s wages during the training period. For more information, visit their website: https://www.wdiny.org/employer/on-the-job-training/

New York State Industries for the Disabled – Employment Training Program: provides on-the-job training and employment opportunities to individuals with disabilities in New York State. The program works with a variety of employers and industries, including manufacturing, custodial services, and food service. For more information, visit their website: https://www.nysid.org/programs/employment-training-program/

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