Empowering Disadvantaged Americans with Advanced Banking and Wealth Strategies

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Minority Families Should be teaching our Children… Wealth Strategies connected to their Purest Passions

“Let’s be Clear… All The Billionaires Do!!!”

A Dear Black Girls … #TedFunding #AVision4Change #Vision2Funding #Charity2Roi Production.

Most have never heard of the strategies to be revealed in this life changing family wealth empowerment guide. However most haven’t really taken a good look at the full problem either. So before we reveal some of those powerful Billionaire life hacks and wealth boosting strategies, let’s take a moment to examine the scope of the problem that minorities face in the area of Wealth development…

Understanding The Depths of the Inequality

Wealth inequality is a major issue impacting our society today, and the wealth gap between different racial and ethnic groups is a significant contributor to this problem. In this article, we will examine the wife array of negative impacts of the wealth gap across several sectors, drawing on ten scholarly resources support the conclusion that becoming wealthy is systematically designed with barriers to keep minorities out of the loop. If you can’t learn you can’t earn – So Education was one of their primary targets to systematically disadvantage minority populations from as early as preschool and early childhood years.

Education: One of the negative impacts of the wealth gap is on education. According to “The Economic State of Black America in 2021,” Black students are more likely to attend underfunded schools and have fewer educational opportunities than their white counterparts. This can and has continuously lead to lower academic achievement and fewer opportunities for career advancement, perpetuating the cycle of economic inequality. Imagine how hard it is to complete even a simple mortgage loan application if you are unable to read , write or do basic math? Education and Housing goes hand in hand.

Housing: The wealth gap truly widens it’s negative impacts when you see the deliberate inequities as far as housing opportunities and availability for black men and especially black women. As “Redlining: The History of Systemic Racism and Discrimination in American Housing” explains, redlining has contributed to the systematic exclusion of minorities from access to affordable housing, resulting in segregated neighborhoods and limited access to economic opportunities. This can further exacerbate the wealth gap and perpetuate economic inequality.

Business Ownership: Minority-owned businesses also face significant challenges in accessing funding and resources, as highlighted by “Minority Business Ownership: Data from the 2012 Survey of Business Owners” and “The Color of Entrepreneurship: Why the Racial Disparity Among Firms Costs the U.S. Billions.” This can limit economic opportunities and hinder the growth of minority-owned businesses, perpetuating the cycle of economic inequality.

Healthcare: The wealth gap also has negative impacts on healthcare. According to “A Roadmap to Reducing Racial and Ethnic Disparities in Health Care,” racial and ethnic disparities in healthcare access and outcomes contribute to economic inequality, as individuals and families face significant healthcare expenses that can drain their financial resources and limit their economic mobility.

Tax Policies: Finally, tax policies that favor the wealthy, as discussed in “Race, Wealth, and Taxes: How the Tax System Favors the Wealthy and Hurts Everyone Else,” contribute to economic inequality and the wealth gap. This can limit access to resources and opportunities for minorities, perpetuating the cycle of economic inequality.

In conclusion, the wealth inequality gap has negative impacts across several sectors, including education, housing, business ownership, healthcare, and tax policies. The cycle of economic inequality perpetuated by the wealth gap makes it difficult for minorities to access the same opportunities and resources as their white counterparts, contributing to the systemic exclusion of minorities from economic mobility and perpetuating the cycle of poverty and inequality. Addressing these issues will require a concerted effort to dismantle these systems of inequality and create more equitable economic and social policies that promote access to opportunity for all. So instead, use the system as it was designed. Create better products and become a much more powerful creator than you are a consumer.

You Are the Energy of the World 🌎 – use your ideas 💡 passions and creativity to build better, more socially conscious goods and services for the Planet!

For most it’s easy to see and dismiss all this as unfixable especially because the problem seems too big and the systems’ built-in disadvantages may seem far too great to conquer. so How can we take matters into our own hands and start to really make a difference with actionable steps??? rapidly?

The Answer in a few words is this …

Intentionally Develop The Wealth Mindset by Embracing your Passion to Serve & Uplift Others!!!

Contact/Hire a Funding Strategist like my  Vision2funding team.

#CDFI #Tedfunding or #Charity2roi

Donate to our incredible Social Enterprise Development and Minority Empowerment work:

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Contact: Ph: 347-974-7133 or Email:  vision2funding@gmail.com

Empowering Underserved Americans with Powerful Infinite Banking Strategies

Abstract: The wealth gap in America has many significant negative impacts on minority individuals, families, and society at large, particularly those from marginalized communities. However, by implementing advanced financial strategies like Infinite Banking, everyday low income, minority Americans can take control of their financial future and build wealth. In this article, we will outline the benefits of Infinite Banking and provide resources for individuals interested in implementing these strategies.

Introduction: The wealth inequality gap in America has significant negative impacts on individuals, families, and society at large but especially the poor. Individuals from marginalized communities face more complex and unique challenges in accessing, building wealth due to these embedded, systemic and historic discrimination tactics. Everyone should at the very least be aware of this unrealized value. However, there are advanced financial strategies like Infinite Banking that can help individuals take control of their financial future and build true wealth. In this article, we will outline the benefits of Infinite Banking and provide resources for individuals interested in implementing these strategies.

What is Infinite Banking? Infinite Banking is an advanced financial strategy that involves using a specially designed whole life insurance policy to build wealth and create a personal banking system for your family and community. The policyholder pays premiums into the policy, which accumulate cash value over time. The policyholder can then borrow against the cash value of the policy to finance large purchases or secure investments. By doing so, the policyholder can create a personal banking system that generates wealth and creates financial flexibility.

Benefits of Infinite Banking: Infinite Banking offers several benefits for individuals looking to build wealth, including:

  • Access to tax-free loans: Loans taken against the cash value of a whole life insurance policy are tax-free, allowing individuals to finance purchases or investments without incurring additional tax liability.
  • Guaranteed returns: Whole life insurance policies offer guaranteed returns, providing a stable and predictable source of investment income.
  • Financial flexibility: By creating a personal banking system through Infinite Banking, individuals can access cash for emergencies, investments, or other financial needs without relying on traditional banks or lenders.

How to Implement Infinite Banking: Implementing Infinite Banking requires working with a specially trained financial advisor who can help individuals design and fund a whole life insurance policy. The policy must be structured correctly to maximize the accumulation of cash value, and the policyholder must be disciplined in paying premiums and borrowing against the cash value of the policy. However, with the right guidance and commitment, Infinite Banking can be an effective way for everyday Americans to take control of their financial future and build wealth.

Additional Resources: For individuals interested in learning more about Infinite Banking and how to implement these strategies, the following resources may be extremely helpful:

  • Nelson Nash’s “Becoming Your Own Banker” book and video series
  • The Infinite Banking Concept website and podcast
  • Financial advisors who specialize in Infinite Banking and can provide guidance on designing and funding whole life insurance policies.

Conclusion: The wealth gap in America has significant negative impacts on individuals, families, and society at large, particularly those from marginalized communities. However, advanced financial strategies like Infinite Banking offer a way for everyday Americans to take control of their financial future and build wealth. By working with specially trained financial advisors and implementing Infinite Banking strategies, individuals can create personal banking systems that generate wealth and provide financial flexibility.

How will you utilize your Greatest SuperPower? Ignite the Inner SuperGirl within & literally Help shape the direction of America

What the Billionaires say is the fastest most effective way to combat the Wealth gap…

Learn the following Strategies and approaches in addition to Infinite Banking to supercharge your Wealth building…

This approach combines the power of these hidden wealth strategies to create a comprehensive wealth-building plan that should be tailored to each individual’s unique financial goals and circumstances. Do your own Research and Consult with several professionals before attempting this on your own.

Infinite Banking: Remember Infinite Banking is a strategy that involves using whole life insurance policies to build up a cash value that can be used as a source of liquidity for investments or other expenses. With this strategy, individuals can borrow against their cash value at a low-interest rate and use the borrowed funds to invest in real estate, businesses or other revenue generating assets. The cash value of the insurance policy continues to grow, providing a stable source of income and asset growth to support bigger and better future projects. Let’s look at some of the other critical components needed to rapidly increase your trusts Wealth and Value.

Family Trusts: Family Trusts are a powerful tool for generational wealth-building especially when merged with the Infinite banking strategy. These Revocable Trusts or living will trusts allow individuals to transfer assets to future generations without incurring estate taxes or probate fees. By creating a family trust, individuals can ensure that their wealth is protected and passed on to their heirs in a

tax-efficient manner.

10x Real Estate Investment: 10x Real Estate Investment is a strategy that involves investing in real estate assets that have the potential to generate ten times the initial investment. This strategy involves identifying undervalued properties, making improvements, and then selling or renting out the property for a profit. With this approach, individuals can generate substantial returns on their investment while building long-term wealth.

Combining the Strategies: By combining these strategies, individuals can create a comprehensive wealth-building plan that is tailored to their unique financial goals and circumstances. Infinite Banking provides a source of liquidity and stable asset growth, while Family Trusts protect assets and ensure generational wealth. 10x Real Estate Investment generates substantial returns and builds long-term wealth.

Think you have what it takes already and you just want a general concept model or a framework  outline to begin customizing on your own??? Ok,  I got you…. Here are two FREE  Examples for those that are ready to go. Remember  to do your own research this is just to help spark your social visionary ideas  ready to go.

Call me for additional information.

Here is a powerful example of how a Black or Brown Family Head could gather the “reasonable and like-minded members” of the family together and actually pool all their valuables to fund their closing of the wealth gap being with assembling your Family Trust.  This is Especially true for things that most minority or low-income families wouldn’t think has any real value. , like insurance policies,  retirement plans, and of course property, jewelry, vehicles and even coin collections can all be assembled to fund your Family Trust. To be clear, The example below will actually show how one can assemble immediate value within a family or Trusted group and actually borrow against the full cumulative value of the trust to buy a large Apartment Building or Business and generate charity2roi revenues. Everyone gets to keep control of their valuables and the revenue the trust generates allows Trustees to keep buying more properties while overseeing annual distributions to members and beneficiaries. This will only add to the Trusts total value and borrowing power compounding and increasing year after year.

This will only add to the Trusts increasing buying power year after year.

The example below will show how one can borrow against the full value of the trust to buy a large Apartment Building or Business. Everyone gets to keep their contributed items of value and the revenue the trust generates allows Trustees to make purchases, allocations and annual distributions. This social impact funding strategy will only add to the Trusts increasing buying power year after year.

Example #1

Let’s assume that ten family members are pooling their assets (retirement plans, property, insurance policies) together to create a Family Trust. Let’s say they conservatively contribute about 150k in valuables each.  The combined value of their assets is $1.5 million (10 x $150k). With this pool of assets, the family trust can explore various investment opportunities to build wealth and bridge the wealth gap.

One potential opportunity for the family trust is to invest in real estate through a 10x REIT that they develop, but we will get to that later.

With the $1.5 million pool of assets, the family trust could potentially invest in an abandoned hotel and convert it into a shelter, group home or supportive housing facilities. This would not only generate a positive social impact but also provide a reliable stream of rental income for the trust.

If the Hotel purchase price is at $10 million for the abandoned hotel, the family trust could leverage their $1.5 million pool of assets and the Trust can take out a mortgage for the remaining $8.5 million. With a 25-year mortgage at a 4% interest rate, the monthly mortgage payment would be a lot of money, approximately $45,000 every month. This fear is what often holds our people back.  But they should have kept reading to find out how much the property will generate each month…

The family will pay members or staff to manage the property and keep at least a 90% occupancy rate. The average rental income for social services housing can be between $1-2k. If we split the difference and say $1,500 per unit, the family trust could potentially generate a monthly rental income of $450,000 (300 units x $1,500).

After deducting the monthly mortgage payment of $45,000, and 200k for staff and management expenses, the trust would have a net monthly income of $205,000. That’s every Month building on the existing value of the family trust!!!

Over the course of only one year, the trust would generate a net rental income of $4.86 million before expenses.  With this income, the trust could pay off the mortgage in approximately 14 years but whether us ever paid off he mortgage is paid off, the trust would have a very reliable stream of rental income that could should be partially reinvested and or partially distributed to the beneficiaries. Either way the Family Trust lives on to fund another generation.

Example #2

Building on Example 1  a family trust formed in a similar collective fashion could now invest in developing their own 10x REIT.  (Real Estate Investment Trust). By pooling their assets together, the family trust could potentially raise additional capital from other investors and acquire multiple properties to generate a diversified stream of social services and rental income.

Assuming a successful fundraising round that raised an additional $10 million in leveraged capital, the family trust could potentially acquire three abandoned hotels and convert them into supportive housing facilities. Assuming the same rental income and occupancy rate as before, the family trust could potentially generate a net rental income of $1.215 million per month ($405,000 x 3 properties).

Over the course of just one year, the family trust could generate a net rental income of $14.58 million. After deducting the operating expenses, including mortgage payments, property management fees, and maintenance costs, the trust could potentially generate a net income of $9 million per year or nearly $100 Million over ten years.

With this income, the family trust could continue to invest in additional properties, distribute profits to beneficiaries, or reinvest in the trust in other ways. By skillfully using a blended version of infinite banking, velocity banking, family trusts, and 10x real estate, the family trust can rapidly begin to bridge the wealth gap and create an incredibly powerful, long-lasting legacy for decades of future generations.

Build the Wealth Mindset in our Youth Early. The best way to do this is to put these strategies into practice yourself.

Use the resources below to help guide your enlightenment:

  1. Promoting a Growth Mindset:
  1. Overcoming Self-Doubt and Fear:
  1. Building Confidence and Self-Esteem:
  1. Developing Leadership Skills:
  1. Building Wealth and Financial Literacy:
  1. Pursuing Passion Projects:
  1. Legacy Building and Succession Planning:

Contact #Tedfunding 347-974-7133 for more unrealized ways of generating deep value from your vision. Let my funding team and I help you go from Vision2funding in 3-6 Months

Published by Vision2Funding

Loving Father, Master Teacher 33

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